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The Clifford G. Harrison DIY Freedom & Independence Library by Sunrise Mountain Publishing at Kindle & Amazon.com

Know when to hold ’em, know when to run…

6 Money Secrets

Finding Financial Freedom

Poor Boy’s Consumer Economics Quick & Easy Guide to Finding Financial Freedom:

So, you wanna get rich? Or do you just want to live comfortably? Maybe you don’t want to get rich because the more you own the more you have to lose. That in itself could cause stress. Let us say, you want to live okay without having money worries or stress about paying bills or getting into debt. You just want enough money to be okay. What you want is financial freedom. We will list the standard go-to habits you must establish if you desire financial freedom. The idea of how to establish financial freedom is a complex and incredibly detailed. We could fill volumes of books on the subject and never really provide a complete how-to manage your money system because of the variants and scope of financial matters. And the changing scenarios that constantly dictate the direction of the economy and money problems that affect us. So, we will provide the basics. This short list of basic money secrets is not clandestine at all. They are common habits that every well to do financially secure and free person must adhered to.

  1. Earn More, Spend Less. That is the first rule in establishing wealth, or at least financial freedom and to being able to pay off bills and get out of debt. With the shaky economy 2020 put us through with all sorts of economic troubles going from boom to bust, we need to adjust our money behavior and habits. Unemployment or no income is a disaster to any financial strategy. Even in the worst economy with high unemployment there is always a job somewhere that will pay enough money to defeat poverty and ruin. Find that job if you are unemployed or underemployed and protect your job if you are still working by making yourself essential to your company. That means having the best work ethics, going beyond your responsibility, and setting the standards to making yourself an essential employee that the company will keep working when others get laid off. Increase your earnings and reduce your spending. If necessary, take an extra part-time job you plan just for savings and save 100% of the income from that extra job.
  2. Establish the Habit of Regular Savings. Without regular savings you will go nowhere in life. You will always be at the same level and when an emergency strikes you will sink into despair because you will not have the money to meet the expenses of the emergency. Saving every pay period is essential to establishing good financial habits. Pay yourself first before you pay any other bills. If you must trim other expenses, then do so. Savings is more important than leisure spending. Develop a good savings plan. Save every single pay period. Save any bonuses, or extra money you receive. Once you start savings you will not miss the money because you will get used to the adjusted income you use for other needs. The more you save the better. Even 5% of your take home pay is better than nothing. Strive for at least 10% and work your way up to 25% if you can. If you have direct deposit of your income, then have the savings automatically deducted every pay period.
  3. Stop Making Excuses and Blaming Everything Else for Your Downfall. Man up to your mistakes, correct them and get yourself back on the right track. Think positively. Be a doer not a dreamer. Change what needs to be changed and keep working what does work.
  4. Self-Educate Yourself. In today’s world of electronic books and internet information there is a wealth of knowledge to be tapped simply by going after it. Much is free or inexpensive. Learn how to find free or inexpensive eBooks on any subject you desire. Master what you need to learn and know and always, forever be educating yourself. Learn financial management, how-to do what interests you, and tap into an interesting world of learning and achievement. Read what successful people have done. Study all the biographies and autobiographies of the most successful people in the world, past and present. It does not cost that much when you look in the right places. Reading is one of the best tools for a successful mind. One school of thought: There are a lot of people copying public domain materials, especially the older financial works of Napoleon Hill, Andrew Carnegie, Dale Carnegie, and many others that can be found for free on the internet. So, do a good search of names and tiles BEFORE you purchase. And make that kind of cautious research another routine to your list of good habits.
  5. Reduce and Avoid Credit Card Debt. Unlike many who write about financial success I DO NOT recommend cutting up your credit cards. I recommend using them responsibly. Simply manage them properly. Credit cards can help your FICO score and they can help you establish magnificent credit. They can also ruin you if you abuse them. Get your credit card debt paid down and paid off. Then use a small amount every month and pay that balance off each month. That way you will have free credit, no interest charges and a zero balance at the end of the month. Getting into this habit of using your credit card for a small amount and paying it off every month will raise your FICO score and reduce your interest charges. It builds strong credit. Avoid maxing out your credit cards. Avoid late payments. Avoid destroying or cutting up your oldest credit cards, they are the ones that establishes your long-term credit history. A good payment history helps build good FICO scores. A poor payment history lowers FICO score. Payment history accounts for about 35% of the FICO scoring. The amount you owe or debt-to-credit ratio accounts for about 30% of the FICO score. It is best to stay below 10% of the total credit line. Some bankers and others will tell you to stay below 30% but that is incorrect and too high. 10% or below provides a better FICO score. Using your credit card and paying all balances off monthly is the best way to best credit. Not using your credit cards hinders your credit, it does not help you build good credit. There are other factors and more detail involved, such as length of time of your having credit and any new credit, but they only account for 10-15% of your FICO score. The above provides you with the nuts & bolts to good credit and a healthy financial standing.
  6. Invest. It takes time to educate yourself on becoming a good investor. But do not worry, there are lots of places to find good investment advice. Be careful of those giving financial advice while trying to sell you their financial products. Start studying financial magazines, newspapers, and websites. Again, there are many print books and eBooks about investing and financial management, as well. Go look for them. Until you start investing you probably will not have real financial freedom. The utopia of investing is reaching a point or summit of your financial goals and being able to live off the earnings of your investments. Crunching, sacrificing, and scrounging at thrift shops and being a frugal bargain hunter is the sweat, blood and tears it takes to reach the achievement of matured investments. Forget the get-rich-quick schemes and the fast-money-making deals. It takes time to accumulate wealth and financial independence.  Make the sacrifices of living with less now, working hard and saving every penny you can to invest and then when you reach the summit of your investment maturity, later you can enjoy everlasting prosperity.

There are way more principles for successful money “secrets” and the habits needed for establishing financial freedom than these listed six. Utilizing these six will get your started and well on your way while you accumulate more self-education and self-discipline in your financial aspirations. My Poor Boy’s Consumer Economics Series will continue to bring you free information on this website/blog and the syndicated-columns sites they appear as well as being presented in a vast series of short-read and long-length eBooks and print books.


Happy New Year, 2021!

Unh! What a nasty year 2020 was, huh? Glad it is gone.

Chinese New Year, Year Of The Ox, 2021, Ox

Merry Christmas, Everybody!

I wish you and yours a very Merry Christmas and a safe, and happy season to enjoy the best that you can enjoy!

Christmas, Atmosphere, Advent, Tree Decorations

Tony Hsieh 1973-2020

12 December 1973 – 27 November 2020

Tony Hsieh, Las Vegas Super-Businessman, Dies at Age 46

Tony Hsieh in 2009 And link to Creative Commons photo credit.

(LAS VEGAS, NEVADA)Las Vegas lost yet another brilliant-minded developer. A man with a vision that changed the local scene in Downtown, Las Vegas.

Born in Urbana, Illinois on 12 December 1973, Tony Hsieh died on 27 November 2020 in Bridgeport, Connecticut. Just two weeks and one day from his 47th birthday.

The Las Vegas legendary super-businessman is said to have lost his life from complications of injuries sustained in a Connecticut housefire on 18 November 2020.

Like many sudden deaths of people dying before their time there has been a rush of speculation, sketchy and inaccurate reporting with changes occurring frequently.

We need to wait awhile and allow the family time for healing and privacy. It may be sometime before we have the full, accurate detail of what really happened to Tony Hsieh to take him at such a young age.

Then we will learn the full story.

There are many news reports of the tragedy one can find by simple searches.

There is a lot to learn about Hsieh’s life. Just when he was retiring from Zappos, a company he was CEO at for 21 years, his life was cut short.

Zappos online shoe and clothing company, based in Las Vegas, Nevada, was sold to Amazon in 2009 for over one-billion dollars.

Hsieh stayed on as CEO until on 24 August 2020 when he abruptly retired.

Zappos moved from nearby Henderson, Nevada to Downtown Las Vegas moving into the former Las Vegas City Hall when city officials vacated it after building the new City Hall at 495 South Main Street, Las Vegas.

Smoke inhalation and complications from injuries from the housefire on 18 November 2020 is said to have taken his life. It is said he died peacefully, with his family at his side.

It is always tragic when family loses a loved one, especially during the Christmas season.

I lost nearly my entire family during the Christmas season or near then, and no matter how much time passes there is always memories and moments of missing all those who have since gone.

We pray for Tony Hsieh and his family.

Take a few moments and search the history of this young man who began brilliant financial and business moves from a young age and follow his life to the end.

He was founder and developer of the Downtown Project, a Las Vegas redevelopment and startup company.

Tony Hsieh had just moved to Park City, Utah before the tragedy occurred. He traveled with his brother to Connecticut to visit.

Downtown Las Vegas and the Vegas Valley will mourn and remember Tony Hsieh for a long time to come.

September 2016 Issue Downtown Zen (DTZen). photo of magazine cover by Cliff Harrison Photography.

News & Research Links About the Life & Death of Tony Hsieh

USA TODAY

Patch (New London, Connecticut, online Newspaper) House Fire Story

Patch Reporting Hsieh’s Death

13 KTNV Las Vegas: Cause of Death, Scanner, and Fremont Street Experience Honoring Tony Hsieh

13 KTNV Las Vegas News of Tony Hsieh’s Death

13 KTNV Las Vegas Nevada Leaders on Tony Hsieh’s Death

Tony Hsieh, Wikipedia

Zappos Via Amazon

Zappos, Wikipedia

Zappos’ Building, the Former Las Vegas City Hall

The New Las Vegas City Hall

Nick Swinmurn, Co-Founder of Zappos


Vegas Crime and Why It Is Important to Contain

Vegas is not a mill town. Vegas is not a factory town. Nor is it a shipping port or any production of normal manufacturing or services that many American communities have.

Vegas is a tourist town.

When crime rises to the level tourists are scared off and afraid of coming to a tourist town because of the high crime the entire community suffers.

Casinos or more correctly gaming, is the central industry of Las Vegas. Entertainment is another label that identifies the productivity of Vegas Valley.

That means, resorts, hospitality or hotel business and restaurants and all the attractions that feed off the tourism crowds are what pumps the Vegas Valley economy.

The golf courses, the boating and swimming activities in the area lakes, roller-coasters and thrill rides, helicopter and plane rides, airline passenger service bringing people in and out of Vegas, taxi, limousine, and shuttle-bus services, construction and supplies, all generate revenue.

All of these are supported by businesses that feed off the workers, hundreds of thousands of workers, in these industries. The car business, the real estate business and stockbrokers, insurance companies, finance companies, government services, education, the grocery stores, and retail stores. Trucking. Warehousing. Consumer exchanges.

There is the military, nearby Nellis Air Force Base, hospitals, medical health industry, and the lists goes on.

When crime is high, the entire society suffers. Crime cannot be tolerated or sustained. If it is, Vegas will surely die a premature death without maturing to the fruitful productivity of the industries that were designed to succeed.

The multi-billion-dollar casino business is fragile to crime and discouraging things like pandemics.

Businesses foster businesses. Productivity means paychecks and money in people’s pockets. Money to spend. Livelihoods to be earned. That must be protected at all costs.


Too Big to Survive

Las Vegas Casinos in Intensive Care on Life Support

The leftist-supporting casino executives may have shot themselves, not in the foot, but in the head. Brian Greenspun, the leader of leftist media in Las Vegas has spun out multiples of anti-Trump publications and he singly may have doomed the town with his leftist Marxist rhetoric.

Of course, the communist-like Governor Steve Sisolak, a longtime Clark County Commissioner who failed to curb the escalation of human trafficking, marketing of illegal escort services, fronts for prostitution, growth of illegal invaders populating the town and multiple other criminal activities in the Vegas Valley is allied with Brian Greenspun, kingsh*t CEO, Publisher and Editor of Greenspun Media Group.

Between the two, it is safe to say, Las Vegas will fall not to a recession, but a full-blown depression unlike any it has ever seen in its history.

Jokers with a pair of dice in their hands.

But people will not only keep doing business with these two jokers in the stacked deck, they will also keep supporting them until the dealing is done and there isn’t any more options left for a town that will soon be dying.

Some of the most well-known, notorious casino magnates, top executives and years-long leading managers, CEOs and chairmen have already bailed out, or have been pushed out and moved on reaping multi-million-dollar severance pays.

Steve Wynn, one of the most brilliant minds in developing the modern-day Vegas was removed from his throne over scandals. Rather the allegations against Wynn were true or not doesn’t matter, it was never a trial in a court of law, it was a trial in the media and by the powers that be. Whatever. The community lost one of the greatest masterminds in Vegas maneuverability.  A resort genius who developed some of prime, most profitable properties in the Vegas Valley.

Sheldon Adelson, Sands Resort tycoon says the casino group is up for sale, eyeing a six billion dollar price tag for the Venetian and Palazzo. Adelson, a Trump supporter, and the family head of the most recent owners of the Las Vegas Review Journal maybe bailing out while the bailing is good.

Many other Vegas Valley properties not mentioned in this post are downsizing, slowing down, limiting operations, laying off, closing or changing hands, too. That’s a big tell even a bad gambler can read.

The Review Journal, by the way, ironically, delivers the Greenspun group’s Las Vegas Sun print newspaper.

Jim Murren, longtime MGM’s top executive stepped down earlier this year.

He recently put his mansion on the market for 10.5 million dollars. Murren is another anti-Trump voicepiece who just a few days ago penned a “Vote for Biden” piece in the Greenspun Las Vegas Sun with an introduction by Brian Greenspun: Murren’s Column in the Las Vegas Sun

With Murren, Wynn and Adelson gone and many other longtime casino barons, recently gone from the Vegas scene, Vegas is in the hands of amateurs and the inexperience. It’s anyone’s guess where the numbers land from here on in. Like a pair of dice tossed across a crap table, the house can call, “Seven out, line away,” or “Pay the don’ts.”

When a few years ago, Vegas shifted from safe, paid-off multi-million-dollar casinos with little or no debt to heavily mortgaged, mega resorts financed with heavy-debt, multi-billion-dollar casinos the stakes increased. The risks magnified.

The house went all in with a pair of duces against the hand of nature’s economics sequental royal flush.

In the heyday of Vegas there was no such thing as a day dark or when a casino was shut down and none were operating. The only time I recall in Vegas Valley history, except for recently, where the casinos on the Strip turned out the lights and went dark was when President John F. Kennedy was assassinated on 22 November 1963.

Then there were lights out for Earth Day, but the casinos were open and operating, nevertheless.

Despite some record-breaking visitor totals in recent months, Las Vegas Strip casinos are not only hurting, but they are also on life support. The blame? Covid 19 Virus.

But there is more to it than Covid 19, much more.

The left has set the mood for massive violence in the country and the Las Vegas Strip has not been immune. The Strip has seen an escalation in crime and violence that has hit right in the heart of the Vegas Valley cash cow.

Visitors and tourists are not going to risk their lives or their families in a town where what happens here, doesn’t stay here any more. Violence drives any conscious human being away to safer destinations.

Greenspun is a lefty anti-Trump mouthpiece that just last week published the Las Vegas Weekly with a cover, that mocks President Trump and yields huge headlines, END THIS CHAOS. Vote.

This week’s edition talks about a divided nation and blames President Trump.

The division of this nation began with Obama and Joe Biden before Trump ever took office and continued every second by the forces of the left until this very moment.

Publications like Greenspun and his media group’s are the epitome of chaos.

Chaos has spilled over in multiple Las Vegas casinos recently, downtown and on the Strip.

Not only fist fights, gang brawls, but gun play and knives being involved, too. It will get worst. Much worst.

The Wynn property was a recent victim of violence and so were several Strip properties, like Paris.

The leftist politicians, across the nation, have repeatedly called for violence against Trump supporters and right-wing Americans with no limitation on that violence.

I am not going to discuss the BLM and Antifa violence that has raged across America, fully with left-wing support and endorsement, you all know where that leads. You all know what it is all about. It is perfectly okay to riot, to burn down innocent people’s businesses and to injure and kill people. To destroy public and private property. To disobey police orders, to resist, to revolt, to…. create chaos.

The chaos Brian Greenspun’s lefty rags blame on Trump was started by the leftwing comrades long before Trump came on the scene.

Obama, Joe Biden, Hillary Clinton and many other leftwing politicians led the movement of that chaos.

The Vegas Valley felt the crushing blows of that chaos in the Obama-Biden Great Recession that were blamed on Bush.

You reap what you sow. You get what you ask for.

And yet, they call Trump the divider, the hater.

But what are you going to do when it lands back on your own lap and your own business gets burned down? Cry for the police you so wantonly condemned and wanted to defund?

Sisolak Big Shot governor now, issues multiple executive orders, and not only closed down businesses directly causing many of them to fold, issued social distances, mandatory wearing personal protection equipment but failing to provide any legal penalties for people who fail to comply. “Resistors.”

All the time people are invading my safe space, and yet short of shooting them in the head to get them to comply they stand there aggressively telling me to go F myself.

Sisolak failed to provide mandatory felony prison sentences for those big tough guys that like to bully elders who wouldn’t give one damn putting them in a body bag should they get too damn brave and aggressive.

The blame lays squarely with Sisolak a big bad-ass bully wannabe politician. The recall efforts against him continue, but it is unlikely any will succeed.

Issuing executive orders for laws without penalties like the state or federal legislators would do is akin to giving nuts to a squirrel with no teeth.

I project the Vegas Valley will be in a full-blown depression within two years. Many of the kingpin casinos will collapse and be sold for pennies on the dollar. The day of the casino group and the mega resort will be over. The heyday of Vegas Valley long gone by.

Many area businesses will follow suit, including the big time publishers.

Tens of thousands of people will be out of work.

Greenspun will be a has-been media group. And so will many others. When the advertising source dies, so will the publications that were sustained by them.

People will flee from Vegas in busloads and truckloads. Moving vans will be seen in convoys stretching across America’s highways and expressways.

Market-values of property will decline. The stock market will dive

Hope and change will turn to despair and discouragement. Regrets, too.

Banks will close.

Suicide, divorce, bankruptcy, domestic violence and crime will be at an all-time high.

Crime will escalate to levels far beyond the 2010 level when Las Vegas neighborhoods took #3, #4 and #8 most dangerous neighborhoods in America according to the FBI.

Las Vegas used to be a place where cheating got you taken to a back room and your knees broken. Now, the left seems to not only condone cheating, but embraces it.

It will all come back around, sooner or later. Karma. Wait for it!

You played it, you own it.

MGM Resorts is closing a lot of properties or thinking about it. Properties are for sale. Sands, is up for sale. Wynn is down 80% from last year. Losing money at that rate, even the best of the properties cannot sustain for long. Tropicana laid off dozens of workers. Many casinos that were closed because of Sisolak’s executive orders, then reopened, are closing again. Many venues inside those casinos that are open are closed.

Several new properties recently opened after large construction. New properties opening while older, well-established properties are closing is ironic even for a seasoned investor to grasp. It remains to be seen how they will fair. People will come to see the new properties, but will they come back again to sustain them?

The way I see it, the big-time, long-time boys that made Vegas what it is today are cashing in and getting on a jet plane for the fastest way out of town. That ought to be a tell even a blind man could read.

Flip a coin, toss the dice. Do whatever you want to do, but whatever you do, don’t blame Trump because he had nothing to do with what’s coming for the future here in the Vegas Valley.

You reap what you sow and you live with it.

Look both ways crossing the streets, even if it is a one-way.

Until next time. ~Cliff


Kenny Rogers

Kenny Rogers: August 21, 1938 – March 20, 2020

Even if you don’t like country music, you probably loved Kenny Rogers. He sang so many songs that sent messages to any human being that had a heartbeat.

He was beyond being a crossover. Way beyond.

In his prime, he was the Universal man.

One of the first songs I ever remember hearing Kenny Rogers sing was with the band Kenny Rogers and the First Edition, Ruby Don’t Take Your Love to Town.

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I had a crush on that gorgeous female singer who played the tambourine in those sexy white boots and miniskirt.

I think I was sixteen, maybe fifteen. Or seventeen. I can’t remember.

It was during the Vietnam war. I had friends that went and never came back home.

Kenny Rogers manned up to that crazy Asian war.  

That was a looong time ago. Ages.  

A half a century ago.

But the pain and suffering and the memories of the loss still survive in the mind. Vividly.

Kenny Rogers sang a lot of great songs, most of them having real meaning of life. But the two I cherish the most are the first one I heard Ruby, and the later one, the Gambler. There was a third, if I must pick the best of Kenny Rogers and that was, The Coward of the County.

All of his songs were great. I believe all of them were hits.

Dolly Parton whom I was kissed by in the 70s at the Proctor’s Theater in Schenectady, New York, said Kenny Rogers was a great man and a gentleman. She loved working with him. She wasn’t so fond of saying the same of the other men she performed with over the years.

I trust Dolly Parton’s judgement of character.

I miss the First Edition which I had 8-track tapes of and played in the tape decks of the muscle cars I used to drive back in the day.

One of my best friends who I worked with while still in high-school was killed in a high-speed crash that those songs bring back the memory of, good or bad.

I live in Vegas now, nearly 3,000 miles from my home town where I grew up. The Gambler is part of life. But the song, tells a message most people miss.

Most of Kenny Roger’s songs told a story, sort of a ballad, and they all had meaning to life.

Did you listen to those words of wisdom that one of the greatest American singers sung when he performed live or in studio?

Every song Kenny Roger ever sang was a hit. Every song was a story of life. Real life. Life lived by the way real people lived life and died from it.  

That’s what the greatest do.

They give us a reason to listen. And to live.

3 November 2020 6PM PST

Cliff Harrison

Las Vegas, Nevada. USA


The U.S. Quarter Shortage

There are many things that Congress does or does not do that anger most of us Americans regardless of our political affiliation.

Failure to pay us the long-promised stimulus checks is but one of those angered emotions at a time many Americans are suffering financially.

President Trump offered to sign a standalone stimulus check to speed the delivery to all Americans qualifying for the $1,200 stimulus and additional money for dependents weeks ago.

No one in Congress seemed to be motivated to do just that, create a standalone stimulus check bill that would deliver many hurting Americans relief.

Instead political bickering and strongarming continued from both sides and everywhere in the middle. The media added fuel to the flames of blame while accusing opposition sides and blaming whoever is in their path of political rejection.

Nothing has been accomplished and WE THE PEOPLE have continued to suffer from our poorly performing elected officials.

The U.S. quarter shortage seems to hold the same fate as the stimulus check, no resolution to a pressing and growing problem and concern across America.

The stores are out of quarters and refuse to give up their merger supply. Even to their most loyal customers. The banks will not provide quarters for customer use in rolls. The banks and stores blame the armored car business. The armored car business is but the messenger, the carrier, not the producer of U.S. coins. The U.S. Mint is.

The Covid-19 virus is the fundamental basic blame for the quarter shortages. Likewise, as it is with every dysfunctional, mismanaged company in the world that uses Covid-19 virus for blaming its underperforming business and inability to manage, the U.S. Mint fails to perform with skilled management.  

A good manager will improvise and find ways to adjust to any change, any threat to its business. A great manager will improve on what good managers do and create systems that bring progress for their company no matter what the threat or negative force is.

Unfortunately, when the government—politicians and bureaucratic powers—with zero risks or investment in the business, and most often no business experience, force business to close, to operate under restricted rules, to reduce their normal business hours or to interfere in any way, even the best business managers cannot successfully lead or succeed.

The U.S. Mint is a government operation, not a private business.

David J. Ryder is the current director of the U.S. Mint.

Ryder is a holdover from the days of George H. W. Bush and Bill Clinton. He is not someone who should be in the Trump administration although Trump nominated Ryder in 2017 and he was confirmed in March of 2018.

Ryder needs to be replaced, removed entirely from the U.S. Mint and from the United States Department of Treasury and the United States Department of Commerce.

To allow a coin shortage for any reason is valid proof of David J. Ryder’s inability to manage under adverse conditions.

Ryder may very well be tied to Deep State operatives due to his linage and history.

George H. W. Bush and his family, including George W. Bush and Jeb Bush, have made it known publicly they were anti-Trump disgruntled politicians. They added fuel to and led the Never-Trump movement. Anyone connected to the Bush dynasty should never be in the Trump administration as it is not in the best interest of Americans, no matter what political affiliation that American has. We all suffer the blows from failed government.

The poor suffer the worst. They suffer from the U.S. Mint quarter shortage and they suffer from the failure of government to deliver their second stimulus check so they can deal with the hardship they endure.

No one wants to address the problem other people created.

Certainly, the powers in Congress, inept and incapable of even tying their own shoes cannot solve such an easy problem to solve.

We the American People, should call upon our individual Congressional representatives, in Congress, both in the House and the Senate and demand they get off their lazy butts and stop acting like schoolyard bullies and do their job. The job they were sent to Washington for, to represent their constituents, the American people of their district.

A quarter shortage is caused by none other than the U.S. Government, and that does not blame any political party but holds BOTH parties responsible.

People need their quarters to do laundry, paying cash due to lack of credit, paying parking meters, to purchase items from vending machines, to pay bus fare and other necessities.

Congress do your job or get the hell out of Washington and go to some freak show where you would perform best. You certainly are not fit for Congressional representation of your constituency. Collectively, you are non-performers and that does not work for America.

Stop the nonsense. Get the $1,200 stimulus checks in the mail and the U.S. quarters readily available to anyone who needs them.




https://www.usmint.gov/

 
 
 
 
 
 


Lynyrd Skynyrd Fatal Plane Crash

On this day, 20 October, in 1977, Lynyrd Skynyrd’s plane crashed.

The plane ran out of fuel near the end of the flight and crashed in a heavily wooded area killing many on board.

Enough band members survived to later continue the band.

The accident came just three days after the release of Street Survivors.  

“Ronnie Van Zant and Steve Gaines, along with backup singer Cassie Gaines (Steve’s older sister), assistant road manager Dean Kilpatrick, pilot Walter McCreary, and co-pilot William Gray were killed on impact. Other band members (Collins, Rossington, Wilkeson, Powell, Pyle, and Hawkins), tour manager Ron Eckerman, and several road crew members suffered serious injuries.” Source: Wikipedia

Search the internet for more information on the plane crash and for images.




Locked Out, Locked Down

What if you sat down to your computer one morning and you entered your password to unlock your computer and you found a message stating you entered the wrong password?

What if your head was foggy? What if you had a brain gas? What if you lacked a good night’s sleep and was still tired, maybe even confused? You make mistakes. You are human.

What if something interfered with your immediate memory?

Perhaps a neurological disorder? Old age?

What if nothing was wrong other that you failed to activate the proper case?

What if you had Caps Lock on and it should be off?

What if Caps Lock should be on and it is off?

What if something silly happens like you typed too fast and miss keystrokes, striking the wrong key and subsequently some other key than the intended key is struck, subsequently the wrong password is entered?

What if times a thousand, maybe a million different reasons something could go wrong and as the old-aged adage of Murphy’s Law said, “Anything that can go wrong will go wrong”. And it did go wrong?

“Anything that can go wrong will go wrong.”

~Murphy’s Law

So, making mistakes is being human.

As my father used to tell me when I was young, shortly before he died, “Any man can make a mistake, no man ought to make the same mistake twice.” Of course, in today’s generation the gender complex would change the statement or quote slightly and substitute people for man. The meaning is the same. We all learn from our mistakes. Well, don’t we?

In reality, mistakes are the best things that happen to us because we learn from them.

But what if when you sat down to your computer, the computer informs you that if you fail so many times in entering the correct password, say three or maybe even ten times, then your computer is locked out permanently and no matter what you or anyone else does, your computer will forever be locked and your entire life of information inside that computer, a device that holds your life’s most personal content, is forever lost? What if?

What would you do? Besides blowing a head gasket what would you truly do?

You’d become furious. Most likely.

You would be angry. Who would you be angry with? You or the computer designer, or the one who controls your computer, who obviously is NOT you?

This exact scenario recently happened to me, not with my computer, or personal PC, but with my Smartphone. A Cricket Wireless phone on the AT&T telecommunications network line.

My phone has been locked out and locked down. Wrongfully. Criminally.

Now it is time for war.

When you attack me, expect to be annihilated, because that is what I do to my enemies, I annihilate them. Legally. Completely. Wait for it!

I had been a customer of Cricket Wireless for more than six years, a very satisfied and loyal customer with not a single payment ever in error or late. In fact, I have been on the autopay, automatic payment plan since the get-go. I was always happy with the Cricket Wireless service… until now. The lockout horror.

Likewise, I have been a loyal customer of AT&T for more than fifty years, a half century and I come from a family who has been loyal customers of AT&T for more than a full century.

I still have letters from decades ago from AT&T when they were the only long-distance telephone company in existence, appreciating the outstanding customer I had been to them for all the years of their service.

So, WTF?

Tech tyrants control our lives at an ever-increasing rate and many of us are furious with our government for not protecting us from them.

These tech tyrants often offer no solutions for resolutions to the many problems they cause. That is the case with the current situation with Cricket Wireless, a tyrant bully which will soon be torn from its throne and crushed beneath the feet of justice. Legally. Wait for it!

If government’s first job is to protect and serve the people, why then aren’t tech companies, including telephone communications corporations regulated against abusing their users?

Why does the government allow tech companies, especially wireless telecommunications, telephone communication corporations like Cricket Wireless, Leap Wireless, AT&T, and others, control our lives and practically everything in it, by having the capability of locking out our devices for any reason other than lack of payment?

I’m speaking specifically of SIM locks, PUK locks and Screen Locks, not service locks.

Verizon Wireless and its parent Verizon communications only locks for the first 60 days after activation and the company claims it never locks the phone thereafter, so this is NOT the same thing we speak about here. Verizon-Yahoo, however, is guilty of much more serious crimes and corruptions which we will soon discuss in massive, multiple publications concerning their deletion of users’ email.  Wait for it!

I recently made a mistake, as thousands of other users before and after me have, and wrongfully set a SIM pin number in error triggering my phone to be locked by Cricket Wireless with zero recourse to rectify or correct, and caused inaccessible conditions to my phone, locking me out, without averting prolonged and massive brain damage to get it unlocked again. Then it locked again, without warning or reason and the same BS started all over again, renewed.

There was no warning. No instructions. Just tyranny. The kind of tyranny that causes an entire industry to collapse and the CEOs having no place to run or hide from justice. Wait for it!

I have a story. It’s a long story. A series, even, coupled with other corporate tyrants of like interest and behaviors. It’s a story that will be told in Blogs & eBooks about Cricket Wireless’ tyrant reign over its loyal users and AT&T’s failure to rein in its subordinate’s criminal and wrongful acts of tyranny and predator behavior by its operating companies. Wait for it!